Payment method abroad

Belgium| Bancontact

Bancontact is the best-known online payment method in Belgium. Payment is completed in one's own internet banking environment. It is a guaranteed payment method, that is, the money is transferred immediately and cannot be reversed. This method of online payment corresponds to the Dutch iDEAL. Belgian consumers regularly pay in stores, restaurants and online using Bancontact with their smartphone via the Bancontact Payconiq App.

How does Bancontact work? A payment with Bancontact is similar to that of an iDEAL payment. The online payment process takes place via a secure connection to the buyer's familiar online banking environment. The payment is completed and a real-time status of the transaction is communicated from Buckaroo.

Belgium| Payconiq

Payconiq is an omnichannel payment method for the Belgian market. That is, Payconiq can be used to pay both online and offline. In stores, restaurants, web shops or at events. Payment is made via a QR code that is scanned with a smartphone. Payments are made directly from the Payconiq app that is linked to the consumer's bank account.

Payconiq is a new payment method, which allows payment via smartphone to friends, in stores, restaurants and now also in online stores. The payment system was launched at the end of 2015 by ING, Rabobank and De Volksbank, among others, but in the meantime several European banks have also embraced the service.

Currently, more than 50,000 stores are affiliated with Payconiq, large and small. The payment method was developed on the new European banking system PSD2 that enables instant payment. This allows consumers to pay using their smartphone at the touch of a button, without being redirected to their bank.

Belgium| KBC/CBCDe

KBC/CBC bank is one of the largest banks in Belgium. With the KBC payment button, they offer an online payment method, which allows you to let your Belgian customers pay via their own bank account, also via mobile. The payment is made in real-time, or directly, via the customer's own online banking environment. Approximately 20% of online payments are made via this payment method.

What makes KBC different from other popular Belgian payment methods Belfius or Bancontact? Within the check-out there is the possibility to pay afterwards, the payment risk is taken by the bank. You, the entrepreneur, get paid immediately.

KBC offers the option for consumers to pay the bill later. This gives the customer additional flexibility. The customer pays immediately or up to two months after the purchase. Post-payment is possible when the total amount is between 50 and 1,250 euros. You as an entrepreneur will not notice any difference. This is because the amount due is paid immediately.

Belgium| Belfius

With 3 million customers, Belfius is a trusted name in Belgium. Belfius is a popular Belgian bank with its own payment button. Payments made through the Belfius Pay Button are guaranteed and cannot be reversed. In addition, it is a direct payment method with real-time feedback. Anyone with a Belfius account can use the pay button, this applies both to an order via desktop and mobile with the Belfius Mobile app.

On the Belfius payment page, choose 'Pay via Belfius Mobile' or 'Sign up via Belfius Direct Net'. With Belfius Mobile, a QR code appears on the screen of your tablet or PC that can be scanned with the Belfius Mobile app. You then check the payment details via the app and confirm the transaction.

Do you opt for Belfius Direct? Then you will be presented with an online transfer form, with all relevant details already filled in. You then enter your account number and confirm the payment with a password.

In addition, of course, payments can also be made directly from the smartphone with the Belfius Mobile app. In that case, you don't even have to scan a QR code anymore. The payment details are automatically transferred into the app and you confirm the payment with your password.

Germany| Giropay

Giropay has 35 million users. This German online banking system was developed by three banking groups that together represent 80% of the German market. In addition to German customers, more and more people from Austria can also use the payment method.

Giropay's payment process is similar to that of iDEAL in the Netherlands. As with iDEAL, transactions cannot be reversed. Payments are made through the payer's own bank. So it is actually just an online bank transfer initiated from a check-out. Completing the payment can be done with PIN or TAN code. Apart from being an online payment solution, Giropay can also be used as a means of identification, for example to confirm majority or account details.

Poland| Przelewy24

Przelewy24 is a local Polish payment service that facilitates payments between you and your Polish customers. P24 guarantees payment to you, the entrepreneur, without chargeback risk.

In terms of operation, P24 is similar to iDEAL in the Netherlands. On the payment page, the consumer chooses P24 as the payment method. On the follow-up page, the consumer then selects his or her bank and is automatically redirected to the online banking environment. Here the payment can be completed.

P24 is by far the most popular payment method in Poland. This payment method in your checkout increases customer satisfaction and your conversion rate.

Italy | Nexi

Nexi Payments, formerly known as CartaSi, is a payment product of the Italian bank. Approximately 53% of Italians sometimes pay with Nexi.

Nexi is a Visa and MasterCard branded credit card, operating entirely according to Visa and MasterCard's international schemes. This also gives Nexi all the benefits of both brands, in terms of ease of use, security and service.

Italy| PostePay

Postepay is a payment brand of the Italian Post Office (Poste Italiane). Its cards are co-branded with Visa and Mastercard. With more than 19 million Standard and 5.4 million Evolution cards in circulation, it is one of the most widely used payment methods in Italy. Paying by prepaid card is very popular among Italians.

Postepay is a Visa and Mastercard branded prepaid card, operating according to the international schedules of these credit card brands. This also gives Postepay all the benefits of both brands, in terms of ease of use, security and service.

Because it is a prepaid card, it means that money must first be deposited on the card before it can be used to make expenses.

Austria| EPS

EPS (Electronic Payment Standard) is a debit card that can be seen as Austria's iDEAL variant. The payment method originated in 2001 and has a reach of 2.5 million Austrian bank card/account holders. By now, over 80% of Austrian merchants already accept EPS as a payment method in their webshop. EPS transactions are guaranteed, so you do not run the risk of possible chargebacks and/or charge backs.

With an EPS payment, you get real-time status feedback directly from the Buckaroo system. This allows you to quickly ship the ordered product to the customer, which in turn enhances the customer experience. It is a fact that consumers who have experienced your payment process as reliable and clear are more likely to make a follow-up purchase from you. The use of the online payment method EPS has increased by 500% annually since its inception and can therefore be called a very successful payment method, just like iDEAL in the Netherlands.

France| Cartes Bancaires

Cartes Bancaires is a local French credit card from Visa Card. The Cartes Bancaires network uses a closed French infrastructure, which is managed and controlled by GIE Cartes Bancaires. This structure differs from many other countries, where credit card transactions are handled through the Visa and MasterCard international networks.

Cartes Bancaires enables both credit and debit card payments, with the payment process being similar to other credit card payment methods. It is possible to refund (partially or fully) the amount to the payer's card (refunde). For additional security, Cartes Bancaires supports 3-D Secure.